Make patterns visible
Review everyday spending so the habits that matter do not disappear into a busy week.
A calmer moment before checkout
App to Stop Spending Money
118M8 helps you put a little space between the urge and the purchase. Notice what keeps pulling at your money, see what something costs in time worked, and choose with a clearer head.
Free on iOS and Android in the UK.
Buying less should not mean beating yourself up
A spending habit is easier to change when you can see it without judgement. 118M8 is built for everyday decisions: the quick sale, the familiar delivery order, the little treat that happens more often than planned.
Make the cost feel real
See what a purchase means in hours worked when a price alone is too easy to brush aside.
Break the checkout rush
Give yourself a neutral prompt or a 24-hour pause before you decide.
Keep the choice yours
118M8 helps you think it through. It does not block your card or lecture you.
Useful for the spending moments that add up
The aim is not to make every purchase feel serious. It is to make room for a better decision when a habit is starting to cost more than it gives back.
Late-night scrolling
Pause before a sale, a recommended product or a checkout that suddenly feels urgent.
Repeat treats
Notice the small, familiar purchases that can quietly crowd a monthly budget.
New subscriptions
Give a fresh recurring cost a proper second look before it becomes background noise.
A money tool for the next choice, not just the last one
118M8 does not manage debt, move money or replace professional support. It helps you understand everyday spending and create a pause before another purchase becomes a pattern.
Free to download
Start without adding another paid app to your monthly outgoings.
Made for everyday life
Use it when a decision needs a little more perspective, not a full spreadsheet.
Daily insight
Eligible 118 118 Money credit card customers can review daily spending information.
Available in the UK
Download 118M8 on iOS or Android.
Frequently asked questions
Can an app help me stop spending money?
It can help you slow down the moments where spending feels automatic. 118M8 helps you spot patterns, compare a purchase with hours worked and take a pause before deciding.
Does 118M8 block my card or stop me buying things?
No. 118M8 does not block cards, move money or make decisions for you. It gives you more perspective before you spend, so the choice stays yours.
Is 118M8 only for big purchases?
No. It is useful for everyday spending too, especially the smaller purchases, repeat merchants and quick checkouts that can quietly become habits.
Is 118M8 free to download?
Yes. 118M8 is free to download on iOS and Android in the UK.