Spot it
See frequent merchants and familiar charges before they disappear into the month.
For bills, renewals and repeat costs
Bill Organiser App for Monthly Payments
118M8 helps you keep regular spending visible, spot familiar merchants and pause before a new payment joins the monthly pile. Less spreadsheet energy, more calm decisions before money quietly disappears.
- Spot repeat merchants and regular outgoings
- Review weekly, monthly and yearly patterns
- Turn a payment into its hours-worked cost
- Use Sleep on it before adding another bill
Free on iOS and Android in the UK.
Monthly check
Regular costs, clearer choices
A simple prompt to review what keeps coming back.
Keep bills from blending into background noise
Bills, subscriptions and small repeat payments are easy to ignore one at a time. 118M8 helps you review what repeats, what is becoming a habit and what deserves a pause before it turns into another regular cost.
Clock it
Convert costs into hours worked so a payment feels easier to judge.
Choose it
Decide what still earns its place and what needs a rethink.
Pause it
Use Sleep on it before a checkout or renewal becomes a new routine.
Useful for the payments that do not feel dramatic
The awkward ones are not always the big bills. It is the regular coffee run, the app plan, the extra delivery, the quick top-up and the renewal you meant to review. 118M8 gives those choices a little daylight.
Monthly bills
Review the costs that keep coming back and see where they fit in your wider spending.
Subscriptions
Notice repeat merchants and check whether a plan is still worth keeping.
Everyday habits
Catch the smaller payments that behave like bills when they repeat often enough.
Organise spending without adding more admin
118M8 does not pay bills, cancel providers or move money for you. It helps you notice patterns, sense-check costs and slow down the moments where another outgoing might creep in.
Free to download
Start without adding another paid app to your regular outgoings.
Daily insight
Spending information is updated daily for eligible 118 118 Money credit card customers.
No lectures
The point is a clearer choice, not an app wagging its finger.
UK app stores
118M8 is available on iOS and Android for UK users.
Frequently asked questions
Is 118M8 a bill organiser app?
118M8 helps you organise everyday spending by showing regular merchants, spending patterns and repeat costs. It is useful for reviewing bills, subscriptions and other monthly outgoings.
Can 118M8 pay bills for me?
No. 118M8 does not pay bills, move money or contact providers. It helps you see spending patterns and make calmer decisions before costs stack up.
Can I use 118M8 for bill reminders?
118M8 is not a calendar reminder app. It helps you notice repeat spending and pause before new purchases or subscriptions become another regular bill.
Is 118M8 free to download?
Yes. 118M8 is free to download on iOS and Android in the UK.