See the pattern
Review money movement over time so regular habits stand out faster.
Your financial fitness mate
Money Tracking App for Calmer Spending
118M8 helps you track everyday money decisions without turning your phone into a punishment dashboard. See spending patterns, spot repeat habits, and use simple tools that make the next purchase feel easier to judge.
- Track spending patterns across weekly, monthly, and yearly views
- Spot top merchants, categories, and regular spending habits
- Turn a price into hours worked before you buy
- Use Sleep on it when a purchase needs a 24 hour pause
Free on iOS and Android from 118 118 Money.
Money tracking should help before the next spend
Many money apps only tell you what happened after the month is done. 118M8 makes tracking useful in the moment, when a small pause can stop another automatic buy from joining the pile.
Make prices feel real
Compare a purchase with your own hours worked before you commit.
Pause without pressure
Use a 24 hour reminder when a decision needs more space.
Keep it simple
Start with practical visibility instead of a complicated budget setup.
What you can track with 118M8
118M8 combines spending visibility with decision tools, so the app is useful both after you review your money and before the next everyday purchase.
Spending over time
Weekly, monthly, and yearly views help you see whether habits are shifting or repeating.
Top merchants
Regular places and categories are easier to challenge when they are visible.
Almost-bought moments
Wait, Sleep on it, and the Number Generator help you make a more deliberate call.
Built for real life
For the scroll, the checkout, and the small regular spends
The point is not to make every purchase feel bad. It is to make the choice clearer. If the spend is worth it, fine. If it is just momentum, 118M8 gives you a second to catch it.
At the checkout
Sense-check the thing you are about to buy, not just the transaction later.
After payday
Review whether spending is drifting into the same places again.
Before a treat
Use a pause when the purchase is more momentum than need.
When habits creep
Make repeat costs visible before they become background noise.
Frequently asked questions
Can 118M8 work as a money tracking app?
Yes. 118M8 helps you review spending patterns, spot regular merchants, and use decision tools before everyday purchases become automatic.
Does 118M8 connect to my bank account?
Not right now. 118M8 works without open banking. Some spending insights are available for 118 118 Money credit card customers, with more features planned.
Is 118M8 free?
Yes. 118M8 is free to download on iOS and Android.
Who is 118M8 best for?
It is best for people who want a simple way to understand everyday spending and pause before quick purchases, without a heavy budgeting setup.