Subscription Types
Guest
The Guest Subscription allows you to access the app without creating an account or providing personal information.
With Guest access, you can:
- Use the Game Centre
- Play games such as Wait and Number Generator, designed to support mindful spending habits
This tier provides limited functionality and does not store your activity beyond your device.
Free
The Free Subscription is available once you create an account with 118M8.
It’s available for free for everyone in the UK - no 118 118 Money account needed.
With Free access, you can:
- Access all features available in the Guest tier
- Save and access your activity within the app
- Upgrade to a Premium subscription
This tier provides a foundation for using the app with stored data and account-based functionality.
Premium
The Premium Subscription is a paid plan that provides full access to the app’s features.
With Premium access, you can:
- Access all features available in the Guest and Free tiers
- Link your accounts using Open Banking
- View your transactions across connected accounts
- Access spending insights across multiple accounts
- Identify patterns and trends in your spending
118M8 is open to everyone. Just download, connect all your UK accounts, and see the complete picture.
Subscription fees, billing terms, and any applicable trial periods will be shown to you before you subscribe.
Access to certain features may depend on successful account connection and active Open Banking permissions.
Premium is available on a monthly subscription basis.