Beta
118M8 - The complete picture of your money
We're rolling out Open Banking in 118M8 - our biggest upgrade yet.
A select group of users are getting access now.
Download 118M8 today and you'll get the Open Banking upgrade the moment it’s released.
The Complete Picture: see where every penny goes
Connect all your accounts and cards in one place. 118M8 tracks your spending across every linked account - by brand, by category, by frequency - so you see the complete picture, not just a slice of your spend.
The features you'll unlock:
- Open Banking Dashboard - all your accounts and cards, side by side
- Spend Doughnut - a clear visual of what's taking the biggest slice of your spend
- Top Spend Spots - the categories and brands quietly eating your budget
- Spend Calendar - see when your money moves, not just how much
- Spend Trends - week-on-week, month-on-month, year-on-year
Your data. Always your call.
Secure Open Banking connections via an FCA-regulated provider. Your passwords, PINs and card details are never seen and never shared - not by us, not by anyone. Connect what you choose, disconnect whenever you want.
Start free. Upgrade when you’re ready. See everything with Premium.
No credit card. No catch. Everyone gets 30 days free access to Premium. Then just £1.99/month.
118 118 Money customers can get up to 7 months Premium free.
Download 118M8 today - and you'll get the Open Banking upgrade the moment it’s released.
118M8 is part of the 118 118 Money family - a UK direct lender authorised and regulated by the Financial Conduct Authority.