Spot it
See where your money goes
For 118 118 Money credit card customers, spending trends, categories, and merchant insights make it easier to understand what is happening before the next decision arrives.
Your financial fitness mate
Purchase Decision App That Helps You Pause
118M8 is a purchase decision app built for real life. It helps you step back before you spend, see what something really costs in hours worked, and choose what feels right without guilt or lectures.
- ✓Turn a price into hours worked
- ✓Use a 24 hour pause before buying
- ✓Get a quick neutral decision prompt
- ✓Track spending patterns over time
Free on iOS and Android from 118 118 Money.
A better purchase decision usually starts with a pause
Most bad buys do not happen because you lack discipline. They happen because the decision is rushed. 118M8 helps you create a little space between the urge and the action, so the choice feels calmer and more intentional.
See the true cost
A price can look harmless until you see how much time it actually represents.
Reduce pressure
A short pause can take the heat out of checkout urgency and peer pressure.
Keep your choice
118M8 does not tell you what to buy. It helps you decide with a clearer head.
Notice habits early
Patterns become easier to manage when you can actually see them forming.
How 118M8 supports a better purchase decision
Whether the buy is small or significant, 118M8 gives you simple tools that help you slow down, sense check the choice, and move forward with more confidence.
Clock it
Measure the buy in hours worked
The Wait tool turns a cost into something more tangible than pounds. That perspective often makes the decision feel clearer in seconds.
Choose it
Use a neutral prompt when you feel stuck
The Number Generator creates a playful pause that can be especially useful when a purchase feels emotional, social, or impulsive.
Pause it
Come back in 24 hours
If you are unsure, the Sleep on it reminder lets the moment pass before you commit. Tomorrow often gives you a cleaner answer.
Clock it
Test the decision in time, not just money
A useful purchase decision app should help you weigh more than the number on the screen. When you convert the price into hours worked, the trade-off becomes easier to feel. That can be enough to help you buy with confidence or walk away without regret.
Try the idea
£
Use gross or take home pay. The point is perspective, not perfection.
£
This costs
0 hours
of time worked
Big time cost. Consider waiting.
Spot it
Good purchase decisions get easier when patterns are visible
You do not make decisions in isolation. Repeated merchants, familiar categories, and growing habits all shape the next choice. 118M8 helps you see the bigger picture so your next buy is not disconnected from the rest of your spending.
- 01Review your spending by week, month, or year
- 02See which merchants come up most often
- 03Spot changes compared with the previous period
- 04Make the next decision with more context
Spending insights are available for 118 118 Money credit card customers and update daily.
Choose it and Pause it
When the answer is not obvious, use a better next step
A purchase decision app does not need to overwhelm you with rules. Sometimes all you need is a neutral nudge or a little more time. 118M8 gives you both.
Number Generator
A quick, playful way to slow the moment down when you are on the fence about a purchase.
Sleep on it
Set a 24 hour reminder and revisit the purchase when the impulse has cooled off.
Want a purchase decision app that helps you think before you buy
Download 118M8 and give your next spending decision a calmer starting point. See the cost in hours worked, pause if you need to, and choose what matters most.
118M8 is a companion tool that helps you sense check spending decisions. It is not financial advice.
Frequently Asked Questions
What is a purchase decision app
A purchase decision app helps you slow down before spending, sense check whether a buy feels worth it, and make a more deliberate choice instead of reacting in the moment.
How does 118M8 help with purchase decisions
It helps you spot your spending patterns, clock what a purchase costs in hours worked, use the Number Generator for a neutral pause, and set a 24 hour Sleep on it reminder before you decide.
Who is 118M8 for
118M8 is designed for 118 118 Money customers who want an easy way to sense check purchases and keep their goals on track.
Does 118M8 replace my 118 118 Money account
No. It complements your existing products by adding everyday spending insights and in the moment decision tools.
Which devices are supported
118M8 is available on both iOS and Android, with web access planned for the future.