Your financial fitness mate
Purchase Tracker App to Spend With Intention
118M8 helps you track purchases and spot patterns, then gives you quick tools to pause before you spend. No guilt. No lectures. Just a calmer way to choose.
- ✓Spot your spending trends, top merchants, and categories (for 118 118 Money credit card customers)
- ✓Clock any price in hours worked so it feels real, not abstract
- ✓Sleep on it with a 24-hour reminder when you want a clean pause
From 118 118 Money. Free on iOS and Android.
PURCHASE TRACKING
Track what you buy, then make the next decision easier
A purchase tracker app is useful when it does two things well: helps you see patterns, and helps you decide in the moment. 118M8 is built for both.
See where your money goes
Get a clearer view of what you're spending, where it's going, and what’s changed versus last month.
Turn prices into hours worked
A £40 spend can feel small until you see it as a chunk of your time. Use hours to sense-check quickly.
Add a 24-hour buffer
When the purchase is emotional, create space. Sleep on it and let tomorrow-you decide with a clearer head.
Good to know: 118M8 is designed to support conscious choices. It does not give financial advice or tell you what to do.
FEATURES
A calm purchase tracker app with built-in decision tools
Track purchases and trends, then use simple prompts that reduce impulse buying and peer pressure spending.
Spending trends over time
View weekly, monthly, and yearly trends so you can spot what’s drifting up before it becomes a problem.
Top merchants and categories
See where you spend the most and where you spend the most often, so your ‘small spends’ don’t stay invisible.
This month vs last month
A quick comparison that helps you notice change without digging through statements.
Wait game (hours worked)
Convert any purchase into hours of your life. If it still feels worth it, buy it. If not, pause.
Sleep on it (24-hour reminder)
Set a reminder for purchases you’re unsure about. You can still buy tomorrow, but you’re not trapped in the moment.
Number Generator (neutral pause)
A playful, low-pressure pause that helps you step out of the scroll-and-spend loop and choose intentionally.
Who the purchase tracking insights are for
Right now, the Money section is available for 118 118 Money credit card customers. The decision tools (Wait, Sleep on it, Number Generator) are designed to be useful for anyone.
How often purchase data updates
Spending information in the Money section is updated daily, so you can keep an eye on trends without obsessing.
IN THE APP
Purchase tracking that’s quick to read
A good tracker shows you what matters in seconds. Here are a few examples from 118M8.
A SIMPLE ROUTINE
The 30-second purchase tracking habit
If you want a purchase tracker to actually change behaviour, it has to fit into real life. Try this when you’re about to buy something non-essential.
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Step 1
Spot it
Notice the trigger: boredom scroll, payday buzz, pressure from friends, or a flash sale.
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Step 2
Clock it
Check what it costs in hours worked. This reframes the decision without shaming you.
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Step 3
Pause it
If you’re unsure, Sleep on it for 24 hours. Create space before you commit.
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Step 4
Choose it
Tomorrow, decide. Buy guilt free, or don’t buy and track the win in your savings tracker.
FAQ
Purchase Tracker App Questions
A few quick answers before you download.
Is 118M8 a budgeting app?
118M8 is a spending companion designed to help you track purchases and make calmer decisions in the moment. It’s not here to judge you or force a strict budget.
Does it track every purchase automatically?
For 118 118 Money credit card customers, the Money section shows spending insights from your credit card. The decision tools (Wait, Sleep on it, Number Generator) can be used any time you’re considering a purchase.
Will 118M8 tell me what I should buy?
No. 118M8 gives you visibility and a pause, then you decide. If you want to buy something, buy it guilt free.
Is the app free?
Yes. 118M8 is free on iOS and Android.