Subscription Tracker App
Subscription tracker app for calmer repeat spending
118M8 helps you spot repeat merchants, review regular outgoings, and pause before one more monthly payment becomes automatic. It is for people who want a clearer view without another spreadsheet.
Free on iOS and Android. From 118 118 Money.
Repeat spend check
Three recurring payments
A calmer way to notice what keeps coming back each month.
Before you start another subscription, Clock it.
A £12.99 monthly payment is £155.88 a year. 118M8 helps you compare that cost with the hours you work to earn it.
Spot it
See the regular costs hiding inside everyday spending
Subscriptions rarely feel expensive on their own. The pattern matters: the same merchant, the same billing rhythm, and the same small charge coming back again.
Repeat merchants
Notice names that keep appearing
Frequency views help regular merchants stand out, even when each individual payment feels too small to worry about.
Categories
Group regular spend by type
Streaming, apps, delivery, shopping and entertainment can be easier to review when you can see the wider spending category.
Trends
Compare this month with last month
If a new regular payment starts, your monthly pattern can change. 118M8 makes that change easier to see.
Spending insights are currently available for 118 118 Money credit card customers. Spending information is updated daily.
Clock it
A quick check before a free trial turns into a bill
The easiest subscription to manage is the one you only start when it is genuinely worth it. 118M8 gives you a pause before signing up.
Turn the monthly price into a yearly cost
A small monthly number can look different when you see twelve payments together.
Compare the cost with hours worked
Use the Wait game to see what the subscription costs in your own time, not just pounds.
Sleep on it before you commit
Set a 24-hour reminder if the sign-up is driven by a sale, free-trial countdown or impulse moment.
Choose it
What 118M8 can and cannot do
118M8 is a spending companion, not a cancellation agent. It helps you see and decide; you control the account, provider and payment.
Can 118M8 cancel a subscription for me?
No. 118M8 does not contact subscription providers or cancel payments. It helps you notice regular spending and decide what to do next.
Can I use it before starting a subscription?
Yes. Use the Wait game to convert the price into hours worked, then use Sleep on it if you want a short pause before signing up.
Does it only work for 118 118 Money customers?
Anyone can download 118M8, but spending insights are currently available for 118 118 Money credit card customers.
Pause it
Download 118M8 before the next recurring payment starts
Use 118M8 to make repeat spending easier to spot and new subscriptions easier to question.