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Resources for Smarter Spending

Tools, checklists, and small routines for when you want to spend less without feeling deprived.

If you’re trying to curb overspending, you don’t need stricter willpower. You need a kinder system. In this category we share simple frameworks that work in real life: spot your triggers, add a little friction, and swap “buy now” for a quick pause. Try the 24‑hour rule, keep a “spend later” list, and convert prices into hours worked so choices feel personal. You’ll also find scripts for handling peer pressure and easy wins you can track week to week.

hands holding a phone above cash and a calculator on a desk

Latest in Resources

Short guides you can use right before you spend.

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